Driving your business flow

LendSmart is committed to servicing the needs of independent auto dealers through the purchase and servicing of their retail installment contracts.

We believe in true partnerships

Our business practices have been tailored to best meet the needs of your dealership and customers. These are some of the ways we add value to your business.

  • Our field representatives have authority to make decisions on the spot.
  • Fast Approvals and Funding.
  • Available for Saturday and Sunday decisions too.
  • Common sense programs and underwriting we don’t use credit scores.
  • Our staff is easily accessible by phone, fax, email, and text.
Unlock Your Sales Potential

Point of Sale Purchases

Bulk Purchases

Loan Servicing

LendSmart purchases Point of Sale retail installment contracts with decisions based on facts with common sense underwriting, competitive discounts, and advances. Our staff is trained to provide you fast credit decisions available 24/7. Our dealer representatives are equipped with in the field credit authority for on the spot decisions.

The LendSmart bulk purchase program is flexible, simple, and straightforward. Our bulk purchase program provides you cash flow flexibility for any needs. Our outstanding customer service extends beyond the dealer to their customer to drive business back to your dealership.

LendSmart loan servicing takes care of the job of servicing and collections. You sell the car, write up the contract and we do the rest. Outsourcing your loan servicing takes care of the headache of collections so you can focus on your business. You retain ownership while projecting a professional image to your customers with full credit reporting, monthly statements, and the confidence of knowing that a professional, experienced collection staff is working for you. Should the need arise accounts under servicing can be sold to LendSmart with funding in 48 hours or less. It’s like turning your portfolio into a line of credit.

Ready to Build a Long Term Relationship

Let us know if you are interested in becoming a LendSmart Dealer.

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