Driving your business flow

LendSmart is committed to servicing the needs of independent auto dealers through the purchase and servicing of their retail installment contracts.

We believe in true partnerships

Our business practices have been tailored to best meet the needs of your dealership and customers. These are some of the ways we add value to your business.

  • Our field representatives have authority to make decisions on the spot.
  • Fast Approvals and Funding.
  • Available for Saturday and Sunday decisions too.
  • Common sense programs and underwriting we don’t use credit scores.
  • Our staff is easily accessible by phone, fax, email, and text.
Unlock Your Sales Potential

Point of Sale Purchases

Bulk Purchases

Loan Servicing

LendSmart purchases Point of Sale retail installment contracts with decisions based on facts with common sense underwriting, competitive discounts, and advances. Our dealer representatives are equipped with field credit authority to make decisions on the spot. When you're working we're working any day any time.

The LendSmart bulk purchase program is flexible, simple, and straightforward. Our bulk purchase program provides you cash flow flexibility for any needs. Our outstanding customer service extends beyond the dealer to their customer to drive business back to your dealership.

LendSmart loan servicing streamlines the tasks of servicing and collections for you. When you sell a car and create the contract, we step in to manage the rest. This allows you to maintain ownership while projecting a professional image to your customers. Count on us for credit reporting, regular monthly statements, and the assurance of working with experienced staff.

Dealer Support

Funding Department– 714-919-8180 ext 921 or 111
New Dealers – 714-768-7632

Marketing  Support

Danny Rodas
VP Business Development
(714) 768-7632

Felipe Gamboa
Regional Marketing Manager - Southern California
(626) 528-2050

Yeimy Rodriguez
Regional Marketing Manager - Utah
(305) 7663579